Vizagvision New Delhi: VICE ADMIRAL AJAY KOCHHAR, PVSM, AVSM, NM, ASSUMES CHARGE AS THE 48TH VICE CHIEF OF THE NAVAL STAFFVice Admiral Ajay Kochhar, PVSM, AVSM, NM, assumed charge as the48th Vice Chief of the Naval Staff (VCNS) on 29 May 2026. On assuming charge, the Flag Officer paid solemn homage to the Bravehearts who made the supreme sacrifice in service of the nation by laying a floral wreath at the National War Memorial, New Delhi.An alumnus of the prestigious National Defence Academy, Pune, ViceAdmiral Ajay Kochhar was commissioned into the Indian Navy on 01 Jul 1988. A specialist in Gunnery and Missile Systems, he has held a wide range of command, operational, and staff assignments over his distinguished naval career spanning more than 37 years.He has commanded Indian Naval Ships Nashak, Vibhuti, and Kirpan,and was the Commissioning Commanding Officer of the frigate Trikand. The Flag Officer has also commanded the aircraft carrier INS Vikramaditya. During his tenure, the carrier successfully completed the integration and operationalisation of its air wing.A graduate of the Defence Services Staff College, Wellington, the Naval War College, Goa, and the Royal College of Defence Studies, United Kingdom, the Flag Officer excelled in key strategic and policy-oriented staff roles at Naval Headquarters. These included Joint Director at Naval Plans, Director of Staff Requirements, and Principal Director DSCT. On promotion to Flag Rank in 2018, he served as the Assistant Controller of Carrier Projects and Assistant Controller of Warship Production and Acquisition. He subsequently commanded the Western Fleet in 2021 and thereafter served as Commandant, National Defence Academy, where he contributed significantly towards the enhancement of training standards andinfrastructure.The Flag Officer assumed charge as Chief of Staff, Western Naval Command on 25 May 2024, amidst a challenging security situation in theWestern Maritime Theatre. He spearheaded the Command’s response to conventional and non-traditional threats along the Western Seaboard, including high-tempo naval operations during Operation Sindoor. For his exceptional leadership and meritorious service of a very high order, he was awarded the Ati Vishisht Seva Medal in 2022 and the Param Vishisht Seva Medal in 2026.Prior to taking over as the Vice Chief of the Naval Staff, he servedas Commander-in-Chief, Andaman and Nicobar Command, where heplayed a key role in operational coordination and in enhancing integration and jointness among the three Services.Vice Admiral Ajay Kochhar is married to Mrs Reyman, an artist who hasworked in the fields of advertising and education. The couple is blessed with two children. Their daughter, Sabah, works as a freelance journalist, and their son, Karan, is employed at a financial consultancy firm.

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Vizag Vision Visakhapatnam :INDIAN RAILWAYS TO OFFER OPTIONAL TRAVEL INSURANCE AT RESERVATION COUNTERS FROM OCTOBER 27Indian Railways will introduce optional travel insurance for passengers booking reserved tickets at Passenger Reservation System (PRS) counters from October 27.The facility, already available to passengers booking tickets online, will now be extended to those purchasing tickets at railway reservation counters. Passengers booking tickets at reservation counters will be able to opt for insurance covering death, disability and injuries arising from rail travel. The facility is optional, and passengers must provide their consent to avail themselves of the coverage. Those opting for insurance will need to provide their mobile number and pay the premium digitally along with the ticket fare. Policy details will be sent to the registered mobile number. Passengers who do not opt for the facility will not receive insurance coverage under the scheme.Higher officials of the Railways will monitor the implementation. All the technical and operational support will be extended by Centre for Railway Information Systems (CRIS) and the Indian Railway Catering and Tourism Corporation (IRCTC) for resolution. Under the existing policy terms applicable to online ticket bookings, the insurance premium is 45 paise per passenger, inclusive of taxes. This rate has been in effect since February 17, 2024. The same terms and conditions will apply to passengers opting for insurance at PRS counters.The policy provides the following benefits, subject to its terms and conditions as per the railways act 1989 and amended from time to time: Death: Compensation of up to ₹10 lakh. Permanent total disability: Coverage of up to ₹10 lakh. Permanent partial disability: Compensation of up to ₹7.5 lakh. Hospitalisation expenses for injuries: Coverage of up to ₹2 lakh. Transportation of mortal remains: Up to ₹10,000.The initiative aims to make travel insurance accessible to more railway passengers by extending the optional facility to those booking reserved tickets directly at railway counters.